Opportunity can't reward you with its many gifts if you fail to recognize it and act on it. What most people don't seem to realize is that there is just as much money to be made from the wreckage of a civilization as from the upbuilding of one. Let the good times roll!

Great opportunity is all around you and it will inspire you to either take advantage of it or deny that it is there.

Sex is Number 1 of my Top-10 joys in retirement. Number 2 is reading How to Retire Happy, Wild, and Free. I forgot the other eight.

Unfortunately, money is more often misused and abused than used intelligently. Most people haven't figured out how to use money wisely to truly enhance their lives. Most, it seems, act rationally with their money only when they can't dream up any more irrational ways to spend it. To be sure, financial insanity has developed its own big following including you and me.

Having taught economics courses at private vocational schools and universities, I have always had a problem with GNP as a yardstick of prosperity. GNP is improved by increases in questionable activities such as consumption of cigarettes and the production of weapons. Moreover, a substantial increase in car accidents will favorably affect GNP because more funerals, hospital visits, car repairs, and new car purchases will result.

When money is lost, a little is lost. When time is lost, much more is lost. When health is lost, practically everything is lost. And when creative spirit is lost, there is nothing left.

Misery doesn't only love company. It demands it. For this reason, don't walk away from negative people. RUN!