Never economize on the small luxuries of life. Drinking fine wine and eating chocolate won't solve your problems - but they won't hurt either.

Exceptional talent and extraordinary creativity are irrelevant! It's what you do with what little you have that counts big time in the end.

Retirement is the beginning of life, not the end.

Why waste so much time, energy, and money trying to buy the biggest house that your credit rating will allow? Truth be known, a small house can hold as much happiness as a large one. Sometimes it will hold even more.

Talking about creativity is useless if you don't do anything magical with yours.

Anyone can achieve something important. Contrary to popular belief, the key is not hard work, but finding the right thing to achieve.

Be good to others, but don't expect a lot of gratitude in this world. Remember that good deeds are seldom remembered and bad deeds are seldom forgotten.