Everyone seems to want to be somewhere they aren't. Choose to be where you are right now and you will be happier than 90 percent of humankind.

Anything great that has been accomplished in the history of humanity has started with one small thought. We all have those thoughts; few people do anything with theirs, however. What do you intend to do with yours?

Have you ever considered that your perception of reality could be wrong? If you haven't, this is a pretty good sign that it is.

Be more attentive to what successful people have to say about all the opportunity around you. Anything important - which takes only two minutes to point out - will exceed most people's attention span by at least a minute and a half. Learn to pay attention for two minutes at a time - and you will see more opportunity than you know what to do with.

It's interesting and somewhat dismaying how many people will look up to anyone who wins a multimillion-dollar lottery - but will deride anyone who has worked either hard or smart to attain prosperity and real success.

Welfare is not a retirement plan.

Retirement is the last opportunity for individuals to reinvent themselves, let go of the past, and find peace and happiness within.