Sex is Number 1 of my Top-10 joys in retirement. Number 2 is reading How to Retire Happy, Wild, and Free. I forgot the other eight.

When you need something tedious done, and don't have time for it, give it to a workaholic. This way, both of you will be happy.

If the grass on the other side of the fence is greener, try watering your side.

Retirement: a time to become much more than you have ever been.

Regardless of how little time and work someone takes to perform a task, there has to be a more efficient and effective way to perform it.

Two people look at the same Exercise above: One sees "Opportunity Is Nowhere" and one sees "Opportunity Is Now Here."

What Is Your WOW Factor? This applies to both the service that you provide to the world and the way you market it. Make it edgy, make it snappy, and make it punchy. Even make it raunchy - but make it different! Real different!