Sex is Number 1 of my Top-10 joys in retirement. Number 2 is reading How to Retire Happy, Wild, and Free. I forgot the other eight.

Always feeling rushed is no way for a prosperity-minded individual to live. The objective of life is not to get through it as fast as possible.

Prescription for Life-long Happiness: Purpose enough for satisfaction; Work enough for sustenance; Sanity enough to know when to play and rest; Wealth enough for basic needs; Affection enough to like many and love a few; Self-respect enough to love yourself; Charity enough to give to others in need; Courage enough to face difficulties; Creativity enough to solve problems; Humor enough to laugh at will; Hope enough to expect an interesting tomorrow; Gratitude enough to appreciate what you have; Health enough to enjoy life for all its worth.

Occasionally, you will be given the chance to be either intellectual or pleasant. Leave being intellectual to others.

Unfortunately, money is more often misused and abused than used intelligently. Most people haven't figured out how to use money wisely to truly enhance their lives. Most, it seems, act rationally with their money only when they can't dream up any more irrational ways to spend it. To be sure, financial insanity has developed its own big following including you and me.

Spiritual leaders say that as a matter of course prosperity will come when you are pursuing the right things with your life. To feel truly prosperous, you may have to leave the corporate world for good simply because prosperity and freedom go hand in hand. For some people this means having to give up a substantial amount of their income, at least for a certain period of time.

Taoism extols the virtue of flexibility. What survives on earth is what effortlessly adapts to the changing environment and changing circumstances.