If you want to retire happy, great health is important. The foundation for all happiness lies in health. Physical, mental, or spiritual health - you must use it or lose it!

Regardless of how much you enjoy your work, you must accept that everything won't come easily. No one has clear sailing on their voyage to success. You will always meet obstacles to overcome. The attainment of real success isn't based on the absence of problems, but the extraordinary ability to deal with problems. Indeed, you will find greatest satisfaction in overcoming the toughest of problems thrown your way. And only by overcoming great difficulties can you achieve greatness in this world.

Welfare is not a retirement plan.

Retirement is the beginning of life, not the end.

Know the moment when to work diligently. Even more important, know the moment when not to work, but to relax and play instead. This will not only benefit you immensely, but also will astonish your friends and competitors.

Live a little. Laugh a little. Love a little. Happiness will find you in a big way.

Imagination allows you to think of the journey worth making. Motivation gets you started. But, it's patience and perseverance that get you there.