Having a great deal of opportunity proves nothing. Opportunity without creative action is like a brand new Ferrari without an engine. You possess something valuable, but it won't get you anywhere.

Foster a curiosity for the uncommon, regardless of how unpopular it is. The uncommon is where opportunity likes to hide.

You're financially independent if you have $15,000 coming in and $14,900 going out.

It's interesting and somewhat dismaying how many people will look up to anyone who wins a multimillion-dollar lottery - but will deride anyone who has worked either hard or smart to attain prosperity and real success.

There is a spiritual realm that encompasses all beings. Make friends with the angels, who will always be with you, although invisible. Make good use of their assistance while following your dreams and in all your creative pursuits through life. Your success and prosperity will come much easier and a lot quicker.

Feeling prosperous means paying your utility bills on time and with a smile on your face. Prosperity means not only giving to the homeless person, but having a smile on your face when you do it. Prosperity also means buying fresh produce with a smile on your face instead of buying day-old bread or bargain overripe fruit with a scowl on your face. Still more, being prosperous means tipping generously with a smile on your face when the waiter has given you great service instead of trying to stiff him with a mere percent, or worse, no tip at all.

Retirement is the last opportunity for individuals to reinvent themselves, let go of the past, and find peace and happiness within.