Challenges of historic import threaten America's future. Action on the deficit, economy, energy, health care and much more is imperative, yet our legislative institutions fail to act. Congress must be reformed.

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You now have six-year campaigns for the Senate - you never stop running. It's not uncommon for a member of the Senate to have a fundraising breakfast, a fundraising lunch and a fundraising dinner, and then when the Senate breaks for the week to go home, more fundraisers. And that's driven by the cost of campaigning.

As Indiana's governor, I balanced eight budgets, never raised taxes, and left the largest surplus in state history. It wasn't always easy. Cuts had to be made and some initiatives deferred. Occasionally I had to say 'no.

The amount of U.S. debt held by countries such as China and Japan is at a historic high, with foreign investors holding half of America's publicly held debt. This dependence raises the specter that other nations will be able to influence our policies in ways antithetical to American interests.

Across the country military families are facing dire financial circumstances due to longer than expected tours of duties. They are being penalized for their patriotism - no one should have to choose between doing right by their country and doing right by their families.

Of course, the genesis of a good portion of the gridlock in Congress does not reside in Congress itself. Ultimate reform will require each of us, as voters and Americans, to take a long look in the mirror, because in many ways, our representatives in Washington reflect the people who have sent them there.