Not everyone is a debtor who wishes to be; not everyone who wishes makes creditors.
The appetite grows with eating.
I have known many who could not when they would, for they had not done it when they could.
Hungry bellies have no cars.
Appetite comes with eating.
One should never pursue the hazards of fortune to their very ends andit behooves all adventurers to treat their good luck with reverence, neither bothering nor upsetting it.