The former police chief of Houston once said of me: "Frank Abagnale could write a check on toilet paper, drawn on the Confederate States Treasury, sign it 'U.R. Hooked' and cash it at any bank in town, using a Hong Kong driver's license for identification."

What bothered me most was their lack of style. I learned early that class is universally admired. Almost any fault, sin or crime is considered more leniently if there's a touch of class involved.

Criminals look at identity theft and say only 1 in 700 criminals gets convicted of it. And they look at check forgery and they know that for every 1,400 forgers arrested, only about 123 get convicted and about 26 go to jail. So the rewards are great, but the risks are very slim. So that's one of the reasons that make it very popular.

My proudest moment was probably when my oldest boy finished law school and went on to become an FBI agent. It was just beyond my imagination that - with my background - my own son would become an FBI agent.

Two little mice fell in a bucket of cream. The first mouse quickly gave up and drowned. The second mouse, wouldn't quit. He struggled so hard that eventually he churned that cream into butter and crawled out. Gentlemen, as of this moment, I am that second mouse.

If you happen to tell me where you were born, your date of birth and that kind of information, then I'm 98 percent of the way to stealing your identity.

I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.