Let me make it clear that I do not assert that a President and the Congress must on all points agree with each other at all times. Many times in history there has been complete disagreement between the two branches of the Government, and in these disagreements sometimes the Congress has won and sometimes the President has won. But during the Administration of the present President we have had neither agreement nor a clear-cut battle.

Finally, in our progress toward a resumption of work we require two safeguards against a return of the evils of the old order: there must be a strict supervision of all banking and credits and investments; there must be an end to speculation with other people's money, and there must be provision for an adequate but sound currency.

Continued dependence on relief inducers a spiritual and moral disintegration fundamentally destructive to the national fiber.

Taxes are paid in the sweat of every man who labors. If those taxes are excessive, they are reflected in idle factories, in tax-sold farms, and in hordes of hungry people, tramping the streets and seeking jobs in vain. Our workers may never see a tax bill, but they pay. They pay in deductions from wages, in increased cost of what they buy, or - as now - in broad unemployment throughout the land.

The loneliest feeling in the world is when you think you are leading the parade and turn to find that no one is following you. No president who badly misguesses public opinion will last very long.

I sometimes think we consider too much the good luck of the early bird and not enough the bad luck of the early worm.

We are trying to construct a more inclusive society. We are going to make a country in which no one is left out.