To carry adequate life insurance is a moral obligation incumbent upon the great majority of citizens.

We had to struggle with the old enemies of peace - business and financial monopoly, speculation, reckless banking, class antagonism, sectionalism, war profiteering. They had begun to consider the Government of the United States as a mere appendage to their own affairs. We know now that Government by organized money is just as dangerous as Government by organized mob. Never before in all our history have these forces been so united against one candidate as they stand today. They are unanimous in their hate for me - and I welcome their hatred.

The chief problem is, of course, whether the marching of the general spirit of things is heading consciously or sub- consciously toward an idea of extension of boundaries.

We must be the great arsenal of Democracy.

Governments can err, Presidents do make mistakes, but the immortal Dante tells us that divine justice weighs the sins of the cold-blooded and the sins of the warm-hearted in different scales. Better the occasional faults of a Government that lives in a spirit of charity than the constant omission of a Government frozen in the ice of its own indifference.

We know now that government by organized money is just as dangerous as government by organized mob.

Let us never forget that government is ourselves and not an alien power over us.