We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year.

I think if you go beyond a year - if this continues into the system in the out years, I think there is a risk and that - that we could have a negative reaction in the bond market and that will offset the good that was attempted to be done.

And so Fannie Mae produces very strong results for investors in - when interest rates are high and when interest rates are low, in recession and during booms.

The automatic stabilizer is unemployment insurance, food stamps, additional coverage of Medicaid.

And so we have to be careful with looking at additional stimulus that we don't provoke an increase in the bond rate and then offset a lot of the stimulus we've already got.

We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year.

Well, I think the best form would be to put money directly in the pockets of consumers.