You are separate from the universe, therefore you experience it.

Whatever you have learned in your previous incarnations is retained within your causal body, your multi-lifetime body of energy that lives from one incarnation to another.

If you meditate deeply several times a day you will transform and change. You will find that you don't have to inspire yourself to do what is right because you have become what is right.

There is no end and there is no beginning. There is only eternity. Eternity can be warm. eternity can be cold and ruthless.

You will be reborn. You will come from the inner to the outer again. This process goes on indefinitely.

I personally don't subscribe to any particular cosmology or beleif system. I'm a seer.

Personality is a manifestation of ego. Ego is the central sense of separateness that a person has from the rest of the universe. Personality is the form that that separateness take.