I don't spend and save whenever I have spare cash. I dislike people who boast about money.

When you experience having nothing you value everything - and that applies to all aspects of life.

I like paper statements rather than relying on computers. I feel more in control if my account details and transactions are broken down on paper.

I prefer to give money to the person who's provided the good service. But I never tip at hotels, I think they overcharge anyway. But anything which is value for money will get my vote.

In my view, the money is poorly spent and given willy-nilly to people unlikely to get on the winning rostrum.

Being born not long after the war meant that money was tight. I grew up in a rural corner of Lincolnshire and my father worked on local farms. Being one of nine kids meant we didn't have much.

I've coached people who were ranked number one in the country but didn't get any support while other areas of sport got medium to full funding, even though the individuals had no hope of getting on to the rostrum.