I don't spend and save whenever I have spare cash. I dislike people who boast about money.

I like paper statements rather than relying on computers. I feel more in control if my account details and transactions are broken down on paper.

One thing which frustrates me about state pensions is the disparity between EU countries.

It seems that nearly every week there is a problem where information is leaked or computers hacked. I'm conscious of keeping my details as safe as possible. I might be old but I'm still bright and prefer to go into my local branch and see a face.

I hate my Visa card but have to use it for diesel, insurance and big items. I prefer paying by cash whenever possible because that way I feel as if I've got a better grasp on what I'm spending.

Being born not long after the war meant that money was tight. I grew up in a rural corner of Lincolnshire and my father worked on local farms. Being one of nine kids meant we didn't have much.

I don't spend and save whenever I have spare cash. I dislike people who boast about money.