Being born not long after the war meant that money was tight. I grew up in a rural corner of Lincolnshire and my father worked on local farms. Being one of nine kids meant we didn't have much.
Geoff CapesI prefer to give money to the person who's provided the good service. But I never tip at hotels, I think they overcharge anyway. But anything which is value for money will get my vote.
Geoff CapesOne thing which frustrates me about state pensions is the disparity between EU countries.
Geoff CapesWhen you experience having nothing you value everything - and that applies to all aspects of life.
Geoff Capes