In my view, the money is poorly spent and given willy-nilly to people unlikely to get on the winning rostrum.

I've coached people who were ranked number one in the country but didn't get any support while other areas of sport got medium to full funding, even though the individuals had no hope of getting on to the rostrum.

One thing which frustrates me about state pensions is the disparity between EU countries.

When you experience having nothing you value everything - and that applies to all aspects of life.

I like paper statements rather than relying on computers. I feel more in control if my account details and transactions are broken down on paper.

I hate my Visa card but have to use it for diesel, insurance and big items. I prefer paying by cash whenever possible because that way I feel as if I've got a better grasp on what I'm spending.

It seems that nearly every week there is a problem where information is leaked or computers hacked. I'm conscious of keeping my details as safe as possible. I might be old but I'm still bright and prefer to go into my local branch and see a face.