In my view, the money is poorly spent and given willy-nilly to people unlikely to get on the winning rostrum.

I like paper statements rather than relying on computers. I feel more in control if my account details and transactions are broken down on paper.

In my view, the money is poorly spent and given willy-nilly to people unlikely to get on the winning rostrum.

I hate my Visa card but have to use it for diesel, insurance and big items. I prefer paying by cash whenever possible because that way I feel as if I've got a better grasp on what I'm spending.

One thing which frustrates me about state pensions is the disparity between EU countries.

I've coached people who were ranked number one in the country but didn't get any support while other areas of sport got medium to full funding, even though the individuals had no hope of getting on to the rostrum.

If you've been frugal during your life and tried to save, you're penalised by the tax system. You pay tax on your wages, your savings and even your private pension.