A generous basic state pension is the least a civilized society should offer those who have worked hard and saved through their whole lives.

For example at the moment there is a compulsory requirement to buy an annuity. That is something we would get rid of. It puts some people off saving.

We need to think deeply about whether we can sustain banks that are not only too big to fail, but potentially too big to bail.

We should be looking at putting a limit on the interest that can be charged on things like store cards.You don't want to end up with totally draconian credit controls but you want some common sense. We want cooling-off periods for store cards so people can't take them out and go straight to the counter and buy things.

We support the auto-enrolment but we have our doubts about the way the National Pension Scheme is going to be structured.

Well British pension funds have not been investing the savings of British people in British infrastructure.

Tax cuts should be for life, not just for Christmas.