One big theme for me is that we have got to move from an economy built on debt to one where we save and invest in the future.

We are pretty tough in saying for example if you've got unsecured debts and less than £25,000 that should not be an excuse for repossessing someone's home.That should not be allowed.You have got to help manage people through this process. I don't want to pretend that it is going to be easy getting out of Gordon Brown's hole.

We support the auto-enrolment but we have our doubts about the way the National Pension Scheme is going to be structured.

The Conservative party, the modern Conservative party, is on the side of people who want to work hard and get on.

Tax cuts should be for life, not just for Christmas.

What's interesting is whilst Shanghai has gone stellar - literally, in these massive buildings which have appeared since I first visited - Beijing has become a much more vibrant and interesting place. A lot more business is done here.

The rise in world oil prices has been larger than anyone forecast.