You've learned the lessons well. You first learned to live on less than you earn. Next you learned to seek advice from those who are competent. Lastly, you've learned to make gold work for you.

Preceding accomplishment must be desire. Thy desires must be strong and definite.

As for time, all men have it in abundance.

Wealth that stays to give enjoyment and satisfaction to its owner comes gradually, because it is a child born of knowledge and persistent purpose.

The hungrier one becomes, the clearer one's mind works— also the more sensitive one becomes to the odors of food.

Deride not what I say because of its simplicity. Truth is always simple.

Seek advice from those who are competent through their own experience and success to give it.