The difference between a calculated risk and rolling the dice can be expressed in one word: homework.

Cash is cold comfort under these circumstances. But make no mistake about it; It is some comfort.

What separates the winners from the losers is that winners are able to handle problems and crises that they never imagined would occur. You hit the floor, but what counts is how fast you can get up and regroup. Failure is simply part of the equation.

The difference between a calculated risk and rolling the dice can be expressed in one word: homework.

A man who isn't generous with his money isn't generous with his love and affection.

Real guts are nothing more than developing your inner voice to the point where it is louder and stronger than the voice of your fear.

Nine times out of ten you take the first step in creating your own universe by picking up the phone.