I commend to you the virtues of thrift and industry. In doing so, I do not wish you to be a "tightwad," if you will pardon that expression, or to be a freeloader, or anything of the kind.

I remind you that no man who makes disparaging remarks concerning those of another race can consider himself a true disciple of Christ," said President Hinckley. "How can any man holding the Melchizedek Priesthood arrogantly assume that he is eligible for the priesthood whereas another who lives a righteous life but whose skin is of a different color, is ineligible?

It is my faith and conviction that the Constitution came not alone of the brain and purpose of man, but of the inspiration of God.

I commend to you the virtues of thrift and industry. In doing so, I do not wish you to be a "tightwad," if you will pardon that expression, or to be a freeloader, or anything of the kind.

No matter how old we become, we can acquire knowledge and use it. We can gather wisdom and profit from it. We can grow and progress and improve-and, in the process, strengthen the livs of those within our circle of influence.

Be modest in your wants...There is nothing that will cause greater tensions in marriage than grinding debt, which will make of you a slave to your creditors.

One of the great compliments paid the Savior was that he taught as one having authority. The missionary who knows scripture and can quote it speaks with the voice of authority...May I suggest that in our family night gatherings we make it a project to memorize one scripture a week pertinent to this work. At the conclusion of a year our children will have on their lips a fund of scripture which will remain with them throughout their lives.