You have only one life, and no one else will live it for you. Shouldn't you take the time right now to figure out what that life is all about?

A little government involvement is just as dangerous as a lot - because the first leads inevitably to the second.

Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.

Not only can no one predict the future, we don't understand the present - and there isn't even any certainty about the past.

The best kept secret in the investing world: Almost nothing turns out as expected.

Government is force, pure and simple. There's no way to sugar-coat that. And because government is force, it will attract the worst elements of society - people who want to use government to avoid having to earn their living and to avoid having to persuade others to accept their ideas voluntarily.

Government doesn't work. That's the first lesson we must learn if we want to improve society.