The best kept secret in the investing world: Almost nothing turns out as expected.

We may not always recognize it, but government plays a bigger role in our lives than any other single person or institution. We spend nearly half of our lives working to pay for it. Children spend more time in government schools than they do with their parents. Birth, death, marriage, every area of our lives feels the influence of government.

The best thing we can do for family values is to repeal the income tax. Then families will have the resources they need to implement their own values - and not those of the politicians. With the income tax gone, families will no longer be forced to have two breadwinners by necessity. Children will be raised better, family values will predominate, and crime will diminish. If your local school indoctrinates your child with values that are alien to you, you'll have the money to buy a private education.

Government seems to operate on the principle that if even one individual is incapable of using his freedom competently, no one can be allowed to be free.

The government's War on Poverty has transformed poverty from a short-term misfortune into a career choice.

There are no violent gangs fighting over aspirin territories. There are no violent gangs fighting over whisky territories or computer territories or anything else that's legal. There are only criminal gangs fighting over territories covering drugs, gambling, prostitution, and other victimless crimes. Making a non-violent activity a crime creates a black market, which attracts criminals and gangs, which turns what was once a relatively harmless activity affecting a small group of people into a widespread epidemic of drug use and gang warfare.

If younger people see older people who haven't planned ahead and have to rely on charity, the young will be more likely to provide for the future. Today when someone plans poorly, the only consequence people see is a demand for more government.