Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
Harry BrowneWhile most people in TV, radio, and the press have treated me wonderfully, some of the most important people want to pretend I don't exist.
Harry BrowneOnce upon a time, government budgets were balanced, our money was sound, the streets were safe, and taxes imposed by all levels of government took less than 10% of our income.
Harry BrowneA welfare state is frightened of every poor person who tries to get in and every rich person who tries to get out.
Harry Browne