Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
Harry BrowneThe American heritage was one of individual liberty, personal responsibility and freedom from government ... Unfortunately ... that heritage has been lost. Americans no longer have the freedom to direct their own lives ... Today, it is the government that is free - free to do whatever it wants. There is no subject, no issue, no matter ... that is not subject to legislation.
Harry BrowneWhen you give politicians the power to do what you think is right you're automatically giving politicians the power to do what you think is wrong.
Harry BrowneSocial Security is a fraudulent scheme in which the government collect money from you for your retirement - and immediately spend the money on something else.
Harry BrowneOnce we realize that government doesn't work, we'll know that the only way to improve government is by reducing its size - by doing away with laws, by getting rid of programs, by making government spend and tax less, by reducing government as far as we can.
Harry Browne