If there is any one thing that will bring peace and contentment into the human heart, and into the family, it is to live within our means. And if there is any one thing that is grinding and discouraging and disheartening, it is to have debts and obligations that one cannot meet.

When you are in the line of your duty, it is like standing in front of a line of posts, and every post is in line. But step one step aside, and every post looks as though it were not quite in line. The farther you get away from that straight line, the more crooked the posts will appear. It is the straight and narrow path of duty that will lead you and me back to the presence of God.

Teaching by precept, without example, is mighty poor teaching.

The object of our being placed upon this earth is that we may work out an exaltation, that we may prepare ourselves to go back and dwell with our Heavenly Father; and our Father, knowing the faults and failings of men has given us certain commandments to obey, and if we will examine those requirements and the things that devolve upon us we will find that they are all for our individual benefit and advancement. The school of life in which we are placed and the lessons that are given to us by our Father will make of us exactly what He desires, so that we may be prepared to dwell with Him.

I remember that after that teaching given to me as a young man, as a boy, almost, by the President of the Church. I read this chapter about once a week for quite a while, then once a month for several months. I thought I needed it in my business, so to speak; that it was one of the things that were necessary for my advancement.

If there is any one thing that will bring peace and contentment into the human heart, and into the family, it is to live within our means. And if there is any one thing that is grinding and discouraging and disheartening, it is to have debts and obligations that one cannot meet.

No pains must be spared to wipe out all feeling of diffidence, embarrassment, or shame on the part of those receiving relief; [we] must be one great family of equals. The spiritual welfare of those on relief must receive especial care and be earnestly and prayerfully fostered. A system which gives relief for work or service will go far to reaching these ends.