Patience and foresight are the two most important qualities in business

It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.

Every man is entitled to make a darn fool of himself at least once in a lifetime.

Whether you think you will succeed or not, you are right.

There are two fools in this world. One is the millionaire who thinks that by hoarding money he can somehow accumulate real power, and the other is the penniless reformer who thinks that if only he can take the money from one class and give it to another, all the world's ills will be cured.

If you need a machine and don't buy it, then you will ultimately find that you have paid for it and don't have it.

I think that much of the advice given to young men about saving money is wrong. I never saved a cent until I was forty years old. I invested in myself - in study, in mastering my tools, in preparation. Many a man who is putting a few dollars a week into the bank would do much better to put it into himself.