I have great, great confidence in our capital markets and in our financial institutions. Our financial institutions, banks and investment banks, are strong. Our capital markets are resilient. They're efficient. They're flexible.

In terms of the overall economy, we've got challenges and the big focus has got to be on recovery, on repair, and that's going to take a while.

Our overriding goal in restructuring our financial architecture should be that taxpayers never again have to save a failing financial institution.

It's a safe banking system, a sound banking system. Our regulators are on top of it. This is a very manageable situation.

I see the underlying economy as being very healthy.

I have relied on prayer for health care all of my life.

Payment systems are critically important for overall market stability. On a typical business day, U.S. payment and settlement systems settle transactions valued at over $13 trillion.