Buying a home today is a complex process, but that in no way excuses home buyers from their obligation for due diligence.

Regulation needs to catch up with innovation.

It's a safe banking system, a sound banking system. Our regulators are on top of it. This is a very manageable situation.

I see the underlying economy as being very healthy.

Every global concern - economic, environmental or security-related - can be addressed more effectively when the U.S. and China work together.

There is a very real danger that financial regulation will become a wolf in sheep's clothing.

Our overriding goal in restructuring our financial architecture should be that taxpayers never again have to save a failing financial institution.