In America, we will have secure borders, but we'll also have reform.

Our history has moved in that direction slowly at times but unmistakably thanks to generations of Americans who refused to give up or back down.Now you are writing a new chapter of that story. This campaign [2016] is about making sure there are no ceilings, no limits on any of us. And this our moment to come together.

I have met a lot of the people who were stiffed by you and your businesses, Donald [Trump]. I've met dishwashers, painters, architects, glass installers, marble installers, drapery installers, like my dad was, who you refused to pay when they finished the work that you asked them to do.

As a senator, I raised the alarm about sub prime mortgages. I fought to hold reckless manufacturers accountable for toxic toys and household products that threaten our kids. I introduced legislation to protect Americans' personal data and combat identity theft. So as president, I will make consumer protection a top priority across the entire government.

You never know in retrospect whether you did or didn't do exactly the right thing, stay-at-home mothers, gone-away mothers, all ofus worry whether we should have done something differently than we did.

It is because the human experience is universal that human rights are universal.

We cannot let a minority of people hold a viewpoint that terrorizes the majority of people.