To talk of luck and chance only shows how little we really know of the laws which govern cause and effect.
Hosea BallouFew things in this world more trouble people than poverty, or the fear of poverty; and, indeed, it is a sore affliction; but, like all other ills that flesh is heir to, it has its antidote, its reliable remedy. The judicious application of industry, prudence and temperance is a certain cure.
Hosea Ballou