Folks trying to plan their personal fiscal '15 are at a loss. They can't do a budget because they don't know what their health insurance costs will be.

Most are expecting 5 percent to 10 percent hikes, but there are rumblings of far nastier surprises.

Reince has produced a fully funded, superbly staffed and technologically advanced strategy to position the GOP to win in '14 and '16, and he has done so via an inclusive outreach to all branches of the party while staying out of the bunker and in the MSM on a 24/7 basis. The Republicans cannot ask for more from the RNC than they have gotten and the political battlefield is as well prepared as it has been since 2004 as a result.

Nobody knows because Team Obama has conveniently arranged for you to be kept in the dark on your health insurance costs until after everyone votes next week.

Donald Trump has been practicing the chords of reality politics for 11 years doing reality television. And so he's clearly the frontrunner and he is clearly dominating. But I still believe in some old rules.

I will say one thing has changed dramatically which is this Supreme Court vacancy, and it will reshape the race on my side, because I'd rather lose an election than lose the Supreme Court.

I think voters are very sophisticated, very strategic. They know that Hillary Clinton can be beaten. And so they will look at Donald Trump, and they will look at Marco Rubio, they will look at Ted Cruz, and maybe John Kasich and say, "Who can beat her? Who's the best matchup?"