Thankfully, due to the United Kingdom and the commitment of the Westminster government we are able to ensure that money brought in, whether it be from the City of London or from North Sea oil, can be pooled and directed to wherever it is needed most.

Kids are meant to believe that their stepping stone to massive money is 'The X Factor.' Luck is great, but most of life is hard work. We do not celebrate people who have made success out of serious hard work.

Look, I've always said from the word go many years ago that I felt the whole bonus culture, they need to think very carefully about being detached from the rest of the British public.

No I'm not a great believer in getting back over things and saying if only, or if, or buts because I don't think we actually get anywhere on that.

With high underemployment - currently over one million part-time workers in the UK want to work more hours - sanctioning clients who cannot increase their hours seems to be both unworkable and unfair.

I went up to the top of the career ladder and I came down again, I am past all that.

For families across the UK who are income-poor, but more than that, whose lives are blighted by worklessness, educational failure, family breakdown, problem debt and poor health, as well as other problems, giving them an extra pound - say through increased benefits - will not address the reason they find themselves in difficulty in the first place.