Balance is if you try hard, you work hard then the rewards are in balance with what you put in and what is available.

The public thinks that homelessness is about not having any accommodation to go to.

When families are strong and stable, so are children - showing higher levels of wellbeing and more positive outcomes. But when things go wrong - either through family breakdown or a damaged parental relationship - the impact on a child's later life can be devastating.

Gang members have invariably grown up in broken, chaotic homes, often experiencing domestic violence; they have truanted from school and many have been formally excluded; and they live in neighbourhoods where worklessness, addiction and crime are rife.

Can there not be a limit to the fact that really you need to cut your cloth in accordance with what capabilities and finances you have?

Work is transformative. It gives you a greater chance of a greater income. You can affect your life while you're of working age, so you have scope and opportunity. Pensioners do not.

All I can say to the others is, 'Look out, we're on our way.