If you punish a child for being naughty, and reward him for being good, he will do right merely for the sake of the reward; and when he goes out into the world and finds that goodness is not always rewarded, nor wickedness always punished, he will grow into a man who only thinks about how he may get on in the world, and does right or wrong according as he finds advantage to himself.
Immanuel KantThrift is care and scruple in the spending of one's means. It is not a virtue and it requires neither skill nor talent.
Immanuel Kant