A sense of thrift is essential to success in business. The businessman must discipline himself to practice economy whenever possible, in his personal life as well as his business affairs.

Formula for success: rise early, work hard, strike oil.

There are always opportunities through which businessmen can profit handsomely if they will only recognize and seize them.

In times of rapid change, experience could be your worst enemy.

The individual who wants to reach the top in business must appreciate the might and force of habit. He must be quick to break those habits that can break him-and hasten to adopt those practices that will become the habits that help him achieve the success he desires.

You must take risks, both with your own money or with borrowed money. Risk taking is essential to business growth.

Men of means look at making money as a game which they love to play.