Bilbo saw that the moment had come when he must do something.
The Darkness has begun. There will be no dawn.
The greatest adventure is what lies ahead
The treacherous are ever distrustful.
There was some murmuring, but also some grins on the faces of the men looking on: the sight of their Captain sitting on the ground and eye to eye with a young hobbit, legs well apart, bristling with wrath, was one beyond their experience.
Dwarves are not heroes, but a calculating folk with a great idea of the value of money; some are tricky and treacherous and pretty bad lots; some are not but are decent enough people like Thorin and Company, if you don't expect too much.