The realm of Suaron is ended!' said Gandalf. 'The Ring-bearer has fulfilled his Quest

For you do not yet know the strengths of your hearts, and you cannot foresee what each may meet on the road.

Courage will now be your best defence against the storm that is at hand-—that and such hope as I bring.

We have sworn, and not lightly. This oath we will keep. We are threatened with many evils, and treason not least; but one thing is not said: that we shall suffer from cowardice, from cravens or the fear of cravens. Therefore I say that we will go on, and this doom I add: the deeds that we shall do shall be the matter of song until the last days of Arda.

That was Thorin's style. He was an important dwarf. If he had been allowed, he would probably have gone on like this until he was out of breath, without telling anyone there anything that was not known already. But he was rudely interrupted.

Farewell! wherever you fare, till your eyries receive you at the journey’s end!

I can put it no plainer than by saying that Bilbo was meant to find the Ring, and not by its maker. In which case you also were meant to have it. And that may be an encouraging thought.