Let us avoid debt as we would avoid a plague...Let every head of every household see to it that he has on hand enough food and clothing, and, where possible, fuel also, for at least a year ahead...Let every head of household aim to own his own home, free from mortgage. Let us again clothe ourselves with these proved and sterling virtues-honesty, truthfulness, chastity, sobriety, temperance, industry, and thrift; let us discard all covetousness and greed.

There is no curse equal to the curse of idleness. It destroys the man, the group, the people, or the nation who suffer under it.

I say to you that the price of liberty is and always has been blood, human blood, and if our liberties are lost, we shall never regain them except at the price of blood. They must not be lost.

We are met today in a general conference. Sometimes, I hear, the people feel, some of them, that perhaps we are not quite as "peppy" as we ought to be. But this is not a Church convention. This is a general conference where we meet for general counsel and advice. It is a place to which we come for the results of the reflective operations of our minds.

Let us avoid debt as we would avoid a plague; where we are now in debt, let us get out of debt; if not today...tomorrow.

Eighteen months ago, when first I stood before you I called attention, as earnestly and seriously as I knew how, to what looked to me to be the dangers that were ahead, and I urged you at that time to practice the old virtues of thrift, of honesty, of truthfulness, of industry, and so on through the list of those I named. All that I said then I say again.

That man has a spiritual body is evidenced by the account . . . given in the writings of Moses that man was created spiritually in heaven before he was given a natural body.