Debt never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation...it is never laid off work...it buys no food; it wears no clothes; it is unhoused... it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, it is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it...and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.

I am persuaded, from all the facts that have come to me, that it would have been possible, if we had functioned as the Lord intended us to function, if we had paid our tithes and our offerings as the Lord intended us to pay them, we might have gone on without one dollar from our federal government. And has it ever occurred to you what a mighty influence we should have exercised for good and for respect and for all of the virtues that we have been taught, and that God has commanded us to exercise and cultivate and practice, if we had just followed along what he has asked us to do?

Debt never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation...it is never laid off work...it buys no food; it wears no clothes; it is unhoused... it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, it is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it...and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.

Let us again clothe ourselves with these proved and sterling virtues - honesty, truthfulness, chastity, sobriety, temperance, industry, and thrift; let us discard all covetousness and greed.

Now, I am not caring today, for myself, anything at all about a political party tag. So far as I am concerned, I want to know what the man stands for....When I find out these things, then I know who it is who should receive my support, and I care not what his party tag is....Today, our duty transcends party allegiance; our duty today is allegiance to the Constitution as it was given to us by the Lord.

Eighteen months ago, when first I stood before you I called attention, as earnestly and seriously as I knew how, to what looked to me to be the dangers that were ahead, and I urged you at that time to practice the old virtues of thrift, of honesty, of truthfulness, of industry, and so on through the list of those I named. All that I said then I say again.

You have the highest of human trusts committed to your care. Providence has showered on this favored land blessings without number, and has chosen you as the guardians of freedom, to preserve it for the benefit of the human race. May He who holds in his hands the destinies of nations, make you worthy of the favors He has bestowed, and enabled you with pure hearts and hands and sleepless vigilance, to guard and defend to the end of time, the great charge He has committed to your keeping.