Am I now ready to make some changes.

Think of fear as a 2-year-old child who doesn't want to go grocery shopping with you. Because you must buy groceries, you'll just have to take the two year old with you. Fear is no different. In other words, acknowledge that fear exists but don't let it keep you from doing important tasks.

The bottom line is that you are the one who is creating your life the way it is. The life you currently live is the result of all your past thoughts and actions. You are in charge of your current thoughts and your present feelings.

Your habits will determine your future.

If you go to a tree with an ax and take five whacks at the tree every day, it doesn't matter if it's an oak or a redwood; eventually the tree has to fall down.

The problem is that most people focus on their failures rather than their successes. But the truth is that most people have many more successes than failures.

Most of life is on-the-job training. Some of the most important things can only be learned in the process of doing them. You do something and you get feedback - about what works and what doesn't. If you don't do anything for fear of doing it wrong, poorly, or badly, you never get any feedback, and therefore you never get to improve.