We evolved without social welfare and we are equipped to solve our problems without it.
The eyes of the owner can see what no one else can see.
Advice from others is always filtered through self interest.
Nothing in life is guaranteed, including government guarantees.
Animosity towards the merchant class has been around for centuries. Why? The goal of making a profit is quite obviously a self-serving motive. Other occupations, while equally self-serving, are better able to hide their motives.
Knaves will come and knaves will go.