People rarely use advice.
Taxes cause the most bad business decisions.
It's not capitalism that's failing the U.S. but socialism.
Social welfare is the most corrosive behavioral force ever unleashed by man.
Our contemporary brand of socialism has one fatal flaw. It's too expensive. When you try to shower benefits on so many recipients, you eventually must resort to subterfuge. Foremost among those tricks is money and credit expansion. Inevitably, you debase your currency.
Without memory there are no worries.