There is a wise old saying 'Eat it up, wear it out, make it do, or do without'. Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy.

But whatever the era, whatever the times, one thing will never change: Fathers and mothers, if you have children, they must come first. You must read to your children and you must hug your children and you must love your children. Your success as a family, our success as a society, depends not on what happens in the White House but on what happens inside your house

Integrity is the value we set on ourselves.

The Lord has a great work for each of us to do. You may wonder how this can be. You may feel that there is nothing special or superior about you or your ability. ... The Lord can do remarkable miracles with a person of ordinary ability who is humble, faithful, and diligent in serving the Lord and seeks to improve himself. This is because God is the ultimate source of power.

Integrity is the value we set on ourselves. It is a fulfillment of the duty we owe ourselves. An honorable man or woman will personally commit to live up to certain self-imposed expectations. They need no outside check or control. They are honorable in their inner core.

The depth of our belief in the Resurrection and the Atonement of the Savior will, I believe, determine the measure of courage and purpose with which we meet life's challenges.

Adversity is the refiner's fire that bends iron but tempers steel.