There is a wise old saying 'Eat it up, wear it out, make it do, or do without'. Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy.

The evil influence of Satan would destroy any hope we have in overcoming our mistakes. ... In contrast, Jesus reaches down to us to lift us up. Through our repentance and the gift of the Atonement, we can prepare to be worthy to stand in His presence.

If we can find forgiveness in our hearts for those who have caused us hurt and injury, we will rise to a higher level of self-esteem and well-being. Some recent studies show that people who are taught to forgive become 'less angry, more hopeful, less depressed, less anxious and less stressed,' which leads to greater physical well-being. Another of these studies concludes 'that forgiveness ... is a liberating gift [that] people can give to themselves.'

Faith is the power, obedience is the price, love is the motive, the Spirit is the key and Christ is the reason.

Believing requires action.

You must have the strength to discipline yourselves so that you can accomplish your goals and enhance your natural strengths. Habits of self-discipline formed while you are young will become part of the makeup of your character for the rest of your lives.

Perseverance is demonstrated by those who keep going when the going gets tough, who don’t give up even when others say, It can’t be done.