We all enjoy giving and receiving presents. But there is a difference between presents and gifts. The true gifts may be part of ourselves-givin g of the riches of the heart and mind-and therefore more enduring and of far greater worth than presents bought at the store.

One of the advantages of having lived a long time is that you can often remember when you had it worse. I am grateful to have lived long enough to have known some of the blessings of adversity.

Almost every day brings opportunities to perform unselfish acts for others. Such acts are unlimited and can be as simple as a kind word, a helping hand, or a gracious smile.

Honesty is more than not lying. It is truth telling, truth speaking, truth living, and truth loving.

There is a wise old saying 'Eat it up, wear it out, make it do, or do without'. Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy.

In order to do well, missionary work has to be totally positive.

We learn about tithing by paying it.