Every debt is ultimately paid, if not by the debtor, then eventually by the creditor.
In general, markets know more than the people who write about them.
Credit is money of the mind.
[T]he first bad bank loan was no doubt made around the time of the opening of the first bank.
It is an axiom nowadays that no bank fails for lack of capital; unprofitable lending is always the underlying cause.
It's about bums on seats. If nobody wants to listen to what you are doing, it kind of defeats the purpose really, doesn't it?