The government has the right to change laws and rules and regulations.

I do want the tax system to be efficient and be conducive to growth, which it is not.

You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.

I completely agree with the concept that American citizens shouldn't expect that a failure of a bank would cost them money, or that it would hurt the economy.

I do believe that some of these regulations made the markets more volatile, and it remains to be seen how bad that can be.

Japan, Europe, [and] America probably [are] better than last year [2015], not China.

[That is] hard to predict, [it] could be either September or December [2016] I personally think the sooner the better because that would be a good sign that the Fed believes the economy is significantly stronger.