When you walk into a store and you want to buy something, you give them cash and they sell it to you. But very often, you walk into our "store" and you want something - a credit card, maybe, or a loan - and very often the answer is "No," even if you're a large corporation.

It's good for America when the rest of the world grows, because you can sell more to the rest of the world.

The country [India] is doing far better.

Our plate is full. We have a lot to do building our company organically and that is our key focus.

Don't do anything stupd. And don't waste money. Let everybody else waste money and do stupid things; then we'll buy them.

We're not fair weather friends. We've been in places for a long, long time.

Look, every institution will make mistakes. I acknowledge we make mistakes, and they can hurt my reputation and our company's. But you also must be willing to let go a little bit, trust others, and not always be so stringent, provided you have robust controls.