I've asked our people, "Why don't we just put a revolver on top of our basic loan?" Make it easier for the client.

If you went to all those little towns in America, JPMorgan was there in good times and bad times, and, in fact, helped a lot of people through the tough times. And we know that's when they need us the most.

No one can forecast the economy with certainty.

If you have the choice, it's far better to say, "That person has the job, and they really don't need that much of my oversight." Maybe they don't need any of it.

My operating assumption is we will always have very tough competition. And even with some European banks struggling right now, some of them can reemerge - and maybe even stronger.

Dodd-Frank is 2,000 pages long. It covers thousands of rules, regulations, interpretations and things like that.

Because of that [Brexit], you're going to have slow growth and, unfortunately, while there may not be huge volatility, there will be volatility.