No one knows what stocks will do tomorrow, but the evidence is clear as to how they'll perform over 10 or 20 years. They will almost certainly go up.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.

It's a fact: stock investors sometimes lose money on their way to wealth. Get over it.

You get the most out of what you need the least.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

hindsight is not a strategy.