No one knows what stocks will do tomorrow, but the evidence is clear as to how they'll perform over 10 or 20 years. They will almost certainly go up.

You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

It's a fact: stock investors sometimes lose money on their way to wealth. Get over it.

Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

No one knows what stocks will do tomorrow, but the evidence is clear as to how they'll perform over 10 or 20 years. They will almost certainly go up.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.