No one knows what stocks will do tomorrow, but the evidence is clear as to how they'll perform over 10 or 20 years. They will almost certainly go up.

The chief function of stock-market forecasters is to make astrologers look respectable.

Equality is never given, it is taken.

The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.

Buy a friend; hire a lawyer.

You get the most out of what you need the least.

For all the huffing and puffing of the doubters, a home of our own is still the rock on which our hopes are built. Price appreciation aside (and most houses will appreciate, eventually), homeownership is a state of mind. It's your piece of the earth. It's where a family's toes grow roots. It's where the flowers are yours, not God's.