You can have a do-over starting today. But you have to get over the feeling that it's too late
Jean ChatzkyIf you are able to settle, you'll be getting off rather easy. Debt settlement companies can sometimes get you off the hook for a large percentage of your debt - in many cases, up to 50% will be written off.
Jean ChatzkyYou really don't need to hire a debt settlement company to negotiate with your creditors.
Jean Chatzky